Chamber Luncheon - September 2025

Join us for an informative session with Santiago as he discusses two timely and important topics impacting our community:

1. Elder Abuse and Fraud Trends: How to Protect Yourself and Loved Ones
Financial scams targeting seniors are on the rise. Santiago will share current fraud trends, warning signs to watch for, and practical steps you can take to safeguard yourself and those you care about.

2. Trust and Investment Trends
Navigating financial planning and investments can feel complex. Santiago will be joined by Bill Ryan, Investment Advisor with Exchange Bank, to provide insights into today’s trust and investment landscape, and how these tools can support long-term financial security.

This program is designed to provide valuable knowledge you can use right away—whether you are planning for your own future or helping a family member protect theirs.
 

Originally from Bogotá, Colombia, Santiago moved to the United States in 2000 and has since lived in Minnesota, Florida, and California. He earned dual degrees in Economics and International Management in 2004 and went on to complete his MBA at Sonoma State University in 2020.

Santiago joined Exchange Bank in 2016 and recently stepped into his new role as Branch Manager in Windsor. Active in the community, he serves on the board of Catholic Charities and is a member of the World Affairs Council of Sonoma County. Outside of work, he enjoys spending time outdoors.